Friday, May 18, 2012
 

Transaction Capital

Transaction Capital is an independent group of industry leading companies participating in non-deposit-taking financial services with a focus on Asset Backed Lending, Unsecured Lending, Credit Services and Payment Services in Southern Africa.

Our businesses offer a diversified combination of interest and non-interest income from a range of complementary lending and services businesses, all of which have achieved scale, creating practical barriers to entry and strong positions in their selected market segments.

Transaction Capital has a deep understanding of credit risk and the development of specialist risk assessment practices and has a successfully managed wholesale funding programme.

The business’s experienced, professional management brings a deep understanding of credit risk and specialist risk assessment practice development, while maintaining its entrepreneurial ethos.

Transaction Capital is intentionally positioned in emerging and underserved mass markets, which offer continued growth opportunities.

Company Overview>>

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Asset Backed Lending

Transaction Capital utilises its innovation and expertise in credit risk assessment, receivables management and debt raising to leverage its capital and take principal positions in...
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Unsecured Lending

A rapid rise to a national leadership position in unsecured personal lending and allied products has characterised Bayport Financial Services South Africa since it was established ...
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Credit Services

Credit Services focuses on consumer credit risk management with specialisation in receivables management, credit risk software services and consulting.
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Payment Services

Extending access to southern Africa’s financial services is not only the domain of banks; other players have successfully entered this market, such as Paycorp Holdings (Pty) Ltd.
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Recent News

By PIC Solutions News Editor on Friday, February 10, 2012
FICO, the leading provider of analytics and decision management technology, today announced that South African credit grantors are increasingly adopting decision modelling and optimization analytics to improve their credit strategies. In the past few months, FICO has signed three new clients – all leading retailers and banks – to its list of South African clients using the most advanced analytics to develop strategies that outperform the market.
By PIC Solutions News Editor on Wednesday, May 04, 2011
Mendix, the agile application platform company, has appointed PIC Solutions as their new channel partner and reseller in South Africa. PIC Solutions will utilise the Mendix platform to strengthen their offering to the consumer credit market.

Transaction Capital Group Companies


ATM Solutions DrawCard EFTPOS BDB Data Bureau Paycorp Holdings
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Copyright 2012 Transaction Capital Limited