2019

Integrated Annual Report

Consolidated statement of financial position

At 30 September

  2019
Rm
  2018  
Restated*
Rm  
 
ASSETS        
Cash and cash equivalents 919   900    
Tax receivables 26   17    
Trade and other receivables 1 287   1 126    
Inventories 832   478    
Loans and advances 10 991   9 592    
Purchased book debts 2 382   1 374    
Other loans receivable 45   39    
Equity accounted investments 92   –    
Intangible assets 294   283    
Property and equipment 172   167    
Goodwill 1 152   1 142    
Deferred tax assets 271   368    
TOTAL ASSETS 18 463   15 486    
LIABILITIES        
Bank overdrafts 381   116    
Other short-term borrowings 76   –    
Tax payables 16   5    
Trade and other payables 709   737    
Provisions 53   55    
Insurance contract liabilities 537   607    
   Benefits ceded on insurance contracts relating to inventories 54   61    
   Benefits ceded on insurance contracts relating to loans and advances 174   204    
   Benefits accruing to insurance contract holders 309   342    
Interest-bearing liabilities 10 806   9 817    
   Senior debt 10 287   8 753    
   Subordinated debt 517   1 060    
   Finance lease liabilities 2   4    
Deferred tax liabilities 413   326    
TOTAL LIABILITIES 12 991   11 663    
EQUITY        
Ordinary share capital 1 103   1 056    
Reserves 179   52    
Retained earnings 3 614   2 656    
EQUITY ATTRIBUTABLE TO ORDINARY EQUITY HOLDERS OF THE PARENT 4 896   3 764    
Non-controlling interests 576   59    
TOTAL EQUITY 5 472   3 823    
TOTAL EQUITY AND LIABILITIES 18 463   15 486