2019

Integrated Annual Report

Group profile

Transaction Capital is an active investor in and operator of credit-orientated alternative assets. These assets are managed by experienced entrepreneurial management teams that employ a rigorous value-led investment approach to generate risk-adjusted interest returns and capital appreciation, while delivering social value.

Transaction Capital's two market-leading divisions are diversified and scalable business platforms that leverage their specialised expertise, proprietary data and technology to create value for customers. Positioned deliberately in relation to socio-economic dynamics, both are highly defensive businesses able to deliver good commercial returns and positive social impact in variable economic conditions.

Transactional Capital

SA Taxi is a vertically integrated business platform utilising specialist capabilities, enriched proprietary data and technology to provide developmental finance, insurance and other services to empower small- and medium-sized enterprises (SMEs) and create shared value opportunities, thus ensuring the sustainability of the minibus taxi industry.

SA Taxi is a vertically integrated business platform utilising specialist capabilities, enriched proprietary data and technology to provide developmental finance, insurance and other services to empower small- and medium-sized enterprises (SMEs) and create shared value opportunities, thus ensuring the sustainability of the minibus taxi industry.

SERVICES       CAPITAL SOLUTIONS
         
Contingency and fee-for-service collection services
(South Africa and Australia)
      Acquisition of non-performing consumer loan portfolios (NPL portfolios) to be collected as principal
(South Africa and Australia)
         
Contingency and fee-for-service collection services
(South Africa and Australia)
      Acquisition of non-performing consumer loan portfolios (NPL portfolios) to be collected as principal
(South Africa and Australia)
         

Transactional services
(South Africa)

  • Payment processing services.
  • Payroll services.
  • Data analytics and software.
     

Specialised credit
(South Africa and select international markets)

  • Payment processing services.
  • Payroll services.
  • Data analytics and software.
     
See the SA Taxi review for details on its value proposition, performance, social impact, market context, activities and strategic growth initiatives.
See the TCRS review for details on its value proposition, performance, social impact, market context, strategic growth initiatives and activities.