Integrated Annual Report
2020

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ABOUT THIS REPORT
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About our report
Operating environment
Material matters
Business model and outcomes
Investment case

GOVERNANCE
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Chairman's report
Committee letters
Audit, risk and compliance committee letter
Social and ethics committee letter
Remuneration committee letter
Nominations committee letter
Abridged governance report
Board composition

STRATEGY RISK AND PERFORMANCE
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Strategy
Material risks
Q&A with David Hurwitz, CEO
Introducing WeBuyCars
Q&A with Mark Herskovits, CIO
CFO's report

DIVISIONS
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SA Taxi
Q&A with Terry Kier, SA Taxi CEO
Transaction capital risk services
Q&A with David McAlpin, TCRS CEO

REMUNERATION
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Remuneration report
Remuneration policy
Implementation report

SUPPLEMENTARY INFORMATION
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Shareholder analysis
Glossary
Administration