SA Taxi

SA Taxi is a vertically integrated minibus taxi platform utilising specialist capabilities, enriched proprietary data & technology to provide developmental finance, insurance & other services to empower SMEs & create shared value opportunities thus enabling the sustainability of the minibus taxi industry.

Over 20 years, SA Taxi’s business model has evolved from a speciality financier within the minibus taxi sector into a vertically integrated mobility platform offering access to minibus taxi ownership, finance, insurance, maintenance and other allied services. Foundational to its business model are proprietary data sets and analytics capabilities that allow SA Taxi to predict risk and manage it in real time.
Sean Doherty - Chief Financial Officer | Transaction Capital

CEO Sean Doherty
Group tenure – 3 years

Societal Purpose

SA Taxi’s societal purpose is to enable mobility access for millions of minibus taxi commuters by supporting taxi entrepreneurs who would otherwise remain outside the formal economy, thus also contributing to job creation.

Links and Downloads

Explore the SA Taxi divisional report in the Integrated Annual Report 2021

SA Taxi Funder Prospectus

A focus on SA Taxi with Terry Kier


SA Taxi has developed its own innovative developmental credit philosophy and strategy which is built on enriched proprietary data sets, innovative technology and deep industry knowledge. This niche capability evaluates each taxi owner as a small business and not solely on their credit score, enabling SA Taxi to extend credit in this niche, under-served market segment.

SA Taxi Auto Repairs was established in 2009 and is one of the largest autobody repair and mechanical refurbishment facilities in Southern Africa. This facility based in Midrand (Gauteng) focuses exclusively on minibus taxis, with the primary activity being the refurbishment of repossessed minibus taxis into Quality Renewed Taxis. Quality Renewed Taxis are pre-owned taxis which SA Taxi has refurbished through a high-quality panel and mechanical process, producing a minibus taxi that is as good as new. Rebuilding and selling pre-owned minibus taxis mitigates SA Taxi’s credit risk and insurance losses.

All financed vehicles are required to have comprehensive insurance. SA Taxi has designed competitive and comprehensive insurance products for the minibus taxi industry sold through its insurance cell captive entity established in partnership with Guardrisk Insurance Company. SA Taxi’s insurance products are available to its finance clients as well as other minibus taxi operators in the open market. Most of SA Taxi’s clients choosing to insure their vehicles through SA Taxi Protect.

SA Taxi Rewards is an example of the direct benefits resulting from the ownership transaction between SA Taxi and SANTACO. In close collaboration with the minibus taxi industry, SA Taxi Rewards was established in 2018 to leverage the industry’s purchasing power to negotiate better pricing to benefit minibus taxi operators and associations. SA Taxi is using its telematics and other data collected from its rewards programmes to drive behavioural changes in the minibus taxi industry. This has a positive social impact on enhancing commuter safety.